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This is a quick guide to loan terms. It is a useful list of definitions of loan terms that may or may not be familiar to you. Keep it nearby as you will never know when you might need it for quick reference.

Albert Einstein called compound interest ‘the greatest invention of all time.’ It has even been referred to as the ‘Eighth Wonder of the World.’ The trick is to get this tremendous force working for you rather than against you.

So, you want to get a loan? Here are some simple tips that will help you make an informed decision about what kind to get, and who to get it from.

What are interest-only loans? How are they structured and who are they right for? How do you avoid common mistakes people make when choosing interest-only loans?

There are so many reasons why you might want to use a secured loan. Secured loans are loans from lending institutions that use some of your assets or equity as collateral.

VA loans are basically mortgages or home loans geared towards ex-military servicemen and women. The VA loan programme was created in 1944, and was initially known as the Servicemen’s Readjustment Act, to help returning servicemen settle down and purchase their first home.

Are you a pensioner applying for a loan? Here are 5 things you should remember.

If you have no or poor credit background, a consumer finance company may be an option.

You can always borrow money these days, but it is crucial to read the small print as the difference between interest rates is enormous and stories of people forced to pay off amounts which are five times the amount of their original loan are not uncommon.

A loan is a type of debt. Like all debts, a loan involves the re-allocation of money over a period of time between the borrower and the lender.